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Backpackers & Travellers

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A long trip is the adventure of a lifetime and will broaden your world view. You will experience what it is like to live in a different culture. You will meet great people, make life long friends and be awed by totally different cultures and traditions.

Although this kind of life sounds worry-free, you should always consider what would happen if something went wrong. If only due to differences in diet and hygiene, not to mention the chaotic traffic in some parts of the world. As well as these concerns, something could always happen to a close relative at home, in which case you need to fly back home.

In all the cases mentioned above you can count on the (financial) support of travel insurance. On this page you can read more about travel insurances for backpackers, (long-term) travellers and what to look out for.

 

Knowledge And Selection Guide For Backpackers And Long Trips Abroad

Why Travel Insurance?

  •      Why should you take out Travel Insurance?
  •      Why insure specifically during a long trip abroad?


Advice

  •      Which insurance is suitable for backpackers and long trips abroad?
  •      Are there alternative insurances in certain activities or work?

Applying For The Insurance

  •     Why take out insurance through JoHo?
  •     How do you apply?

 

Why Should You Take Out Travel Insurance?

There are a few important reasons to take out travel insurance:

  • The chance of getting injured or ill is generally a bit higher abroad than when you are at home. The medical care you could need can be very expensive, even more so if you are treated in a private clinic.
  • If you have fly home because of family circumstance, the flights might be more expensive because you have to fly on short notice.
  • You might have to deal with the damage, loss or theft of your luggage.

In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assitance team on standby for you 24/7 and will be able to tell you what steps to take.      

Why Should You Specifically Take Out Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days). 
  • Depending on your home country, it might be that your health insurance does not offer any coverage if you need treatment abroad.
  • During a long trip you might undertake special activities like paid work or volunteering. Regular travel insurances usually does not cover these kind of activities. The same goes for adventurous sports like skydiving, scubadiving and bungee jumping.

 

Advice


Which Insurance Is Suitable For Backpackers And Long Trips Abroad?

Best Choice :  World Nomads

  • Coverage for trips of up to 12 months, with extensions possible.
  • Covered during work, volunteering and study.
  • Suitable for almost all nationalities.
  • Coverage during adventure sports and activities.
  • Claims can be filed online while you travel.
  • Good cover for medical care, accidents, luggage, third party liability and many extras such as trip cancelation, travel delay and missed flight connection.

Find out more about the World Nomads insurance

 

 Alternative: IHI Travel insurance

  • Coverage up to 12 months.
  • Covered during work, volunteering and travel.
  • Offers single as well as annual travel insurance.
  • Also offers coverage in a warzone, but a surcharge is applicable.
  • Intended for shorter trips. Premium for one year is three times higher than World Nomads

Find out more about IHI Travel Insurance

 

Applying For The Insurance

Why Take Out Insurance Through JoHo?

Specialized: in emigration, work, internships, study and travel abroad.
Service: JoHo offers multiple travel insurances by various companies, extensive experience and support in case of problems with insurers. JoHo also offers advice and fast personal handling.
Safe: JoHo is recognized as a trustworthy intermediary for insurances.

JoHo believes that you should be able to choose from the best, most economical and most specialized (travel) insurances available and shapes their offers accordingly.

Plus
By taking out your insurance through JoHo, you also offer someone else a better life. The premium you pay for your insurance is used to fund the JoHo World Supporter projects.

How To Apply?
You can get a quote and apply online for the World Nomads insurance.

You can get a quote and apply online for the IHI Travel Insurance




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